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Cooking at Home

First Time Homebuyer

For most buyers, choosing a home is exciting and emotional at the same time. An agent can assist you in this process by offering objective information about each property you look at.

A real estate agent can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.

Here are some of the key areas that an agent can help you with:

MORTGAGE APPLICATION

GET PREAPPROVED
By providing your mortgage lender with some basic information about your income, savings, and debt, they can assist you in getting pre-approved. Most agents can refer you to a reputable lender if you don't have one selected. The lender will go over your financing options, the monthly payment amount you can afford, and what you can expect for the down payment requirements and closing costs.

FIND A HOME AND MAKE OFFERFor buyers, choosing a home is an emotional yet stressful process. We can assist you in this process by offering objective information about each property we look at. From local community information like schools and amenities to home-specific details like condition and location, we can help you find a home with your criteria.

Once you’ve found the home you want, we will research recent comparable sales of similar homes in the area to help guide you to determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, we can help you structure an offer and negotiate to get the very best deal possible.

OFFER TO PURCHASE PHOTO

For a comprehensive First Time Homebuyer Guide download here.

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Content by HPI Real Estate San Francisco Bay Area Realtors

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